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5 steps to help you find a competitive edge this home-buying season

5 steps to help you find a competitive edge this home-buying season

by JAY Finance | Sep 3, 2025 | Latest

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring. The combination of warmer weather, blooming gardens and the chance for...
5% deposit scheme expands early – will it increase house prices?

5% deposit scheme expands early – will it increase house prices?

by JAY Finance | Aug 27, 2025 | Latest

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans. The Home Guarantee...
Surge in switching: 1,000 home loans refinanced every day

Surge in switching: 1,000 home loans refinanced every day

by JAY Finance | Aug 20, 2025 | Latest

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. It’s not every day we do a double-take...
Third rate cut delivered this year as RBA trims cash rate to 3.60%

Third rate cut delivered this year as RBA trims cash rate to 3.60%

by JAY Finance | Aug 12, 2025 | Latest

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? After last...
Skipping pre-approval sees 1-in-10 first home buyers miss out

Skipping pre-approval sees 1-in-10 first home buyers miss out

by JAY Finance | Aug 6, 2025 | Latest

Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval. Buying a first home can be an emotional...
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Recent Posts

  • Could your home loan pre-approval be out of date?
  • Why buyers are defying rate hikes and rising fuel prices
  • One-in-five investors snatch up interstate properties
  • 5% Deposit Scheme helps more than 300,000 Aussies buy a first home
  • Good news for buyers – surge in homes hitting the market

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