We can help you take a step into your first or next investment property.
Let us assess your overall financial position and secure a deal for positive ROI.
What Is An Investment Loan?
Home loans that are given specifically for investment properties are considered investment loans.
What would be considered “investment properties” under Australian law is a wide range from a small home for rent to a large multiple-unit building.
This is a special type of loan because the borrower will have rental income coming in to help in paying the loan back.
We at JAY FINANCE are specialised to help you with investment loans on your property investment. Please feel free to contact us.
The Process Of Investor Loans?
If the numbers and data all check out okay, the borrower then submits an application to the lender. The borrower’s creditworthiness is checked by the lender via credit reports and bank statements. This initial credit check will determine how much money the borrower needs to pay up front in the form of a down payment on the note. The lender then completes the investment loan by supplying the borrower the amount of capital requested. Investor Loans also come with a couple of caveats, the down payment requirements and interest rates are both typically higher than regular home loans.
Comparing Investment Home Loans
Comparing Interest Rates
We can factor in fees and other charges not typically included with other comparison sites in relation to borrowing rates.
Getting a low interest rate is imperative amongst borrowers due to the fact that interest adds up a lot over time.
Shaving off just a percentage point on the APR can save the borrower thousands of dollars over time.
We can provide the very best and complete comparison tool for lending rates on our website.
Let Us Help You!
We help our clients with pertinent information and help in the factors that they need to look for in good investment property opportunities. We don’t just provide comparison tools for our clients, we cover the entire gamut of the finance world. We also have a wide range of loan products that will be an asset to your investment needs.