by jay finance | Jun 30, 2023 | Latest
Self-employed and want a home loan? An alt-doc loan might be right for you When you’re self-employed or own your own business, the challenges of managing admin, finances, and income flow are well-known. Keeping everything on track can be tough, and the last...
by jay finance | Jun 13, 2022 | Uncategorized
A large deposit and a short repayment period may lower your interest rate. This combination can drive down the cost of borrowing dramatically. As much as we would love to avoid paying Lenders Mortgage Insurance (LMI), The majority of us who live in the real world,...
by jay finance | Jun 13, 2022 | Uncategorized
Are you watching others around you build their property portfolios and wondering, how do they do it? Put simply, if you own a property and it has increased in value, the amount of equity held in that property will have gone up too. The equity that you have in your...
by jay finance | Jun 13, 2022 | Uncategorized
When ready to make that big commitment of applying for a home loan, most people would head straight to the bank that they currently bank or are most familiar with. If this is your strategy, most finance experts warn you may not be getting the best deal or the one...
by jay finance | Jun 13, 2022 | Uncategorized
Time and again, I receive a frantic phone call from a client who has found a property, had their offer accepted, and needs to arrange finance in a hurry. This is usually not an issue – except when they also need to access the equity in another property to get the deal...
