by JAY Finance | Jul 16, 2026 | Latest
The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan. Here’s news that should be music to the ears of Australian home owners. Despite the...
by JAY Finance | Jul 8, 2026 | Latest
With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand. Higher home prices are seeing more first homebuyers turn to family...
by JAY Finance | Jul 1, 2026 | Latest
As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner. With three rate hikes already this year, and a big variation in...
by JAY Finance | Jun 24, 2026 | Latest
It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. The proposed changes to negative gearing and capital gains tax came as a big shock for property investors...
by JAY Finance | Jun 17, 2026 | Latest
The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. For some time now, mortgage brokers have been tantalisingly close to clearing the 80% market share...
by JAY Finance | Jun 10, 2026 | Latest
Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots. A new trend is emerging that could leave retired home owners with less money to spend...
by JAY Finance | Jun 3, 2026 | Latest
House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. Recent home price data from Cotality may be just what homebuyers have been waiting for. The latest...
by JAY Finance | May 27, 2026 | Latest
A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for...
by JAY Finance | May 20, 2026 | Latest
It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank. A string of rate hikes this year has pushed the cash rate back up to...
by JAY Finance | May 13, 2026 | Latest
Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners. The Albanese Government has tabled its budget for 2026-27, and tax reforms for property...
